Pet Care Services

Pet Insurance: Myths and Facts

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Myth: An indoor pet won’t have many health problems.

Fact: When we think of the unexpected, we instantly think of accidents. However, over 75% of all claims are for illnesses and not accidents. Research shows that indoor pets are no less susceptible to these illnesses.

Myth: I should wait until my pet is older to purchase pet insurance.

Fact: Young pets are like babies and toddlers - they lack full coordination. They are more likely to experience injuries, or get into trouble. They lack the perception and judgment that comes from experience, and they are so small they don’t know when they’re underfoot. It’s always better to enroll them when they’re young, especially before pre-existing conditions develop, or accidents and illnesses occur.

Myth: Instead of pet insurance, I can just start saving now for my pet’s illness or accident.

Fact: The intention is right, but if an emergency occurs in the next few months and you’ve only saved a few dollars, you won’t have the money needed for treatments or surgery. Most people aren’t prepared for the actual cost of veterinary emergency care, or adequately prepared to put aside that much money at one time.
Myth: Pet insurance is much more expensive than my health insurance.
Fact: Pet insurance is actually much less expensive than human health insurance. Human health insurance plans are really only providing you with extended health care benefits. As employers typically pay 50% - 100% of an employee’s extended health insurance coverage, we are unaware of the real costs associated with our health care.

Myth: There’s no such thing as ‘preventive care’ coverage.

Fact: Petplan offers pet parents the choice of selecting a plan that includes preventive care along with accident and illness coverage or a plan that provides only accident and illness coverage. Either option is a great decision - it really depends on you and your pet.

If you regularly schedule and complete 4 or 5 of the preventive care treatments outlined, then it makes good financial sense to enroll in our Champion plan for your cat or dog. This would allow you to budget all of your pet’s ongoing health care costs through your insurance plan on a scheduled basis and get the added benefits of accident and illness coverage.

Myth: I should wait to get pet health insurance until I discuss it with my family.

Fact: For example, Petplan offers a 10-day money-back guarantee, so it pays to enroll now and get your waiting periods started. You’re covered for accidents in just 48 hours, and you have 10 days to discuss it with your family and be sure about the plan you chose.

Add comment May 30th, 2006

Why Do You Need Pet Insurance?

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Many people ask “ Why do I need Pet Insurance?” There are some reasons….

• Peace of Mind
  No one plans on their pet getting sick or being in an accident. With Pet Insurance, you don’t have to worry about being faced with unexpected medical bills. You will be able to provide the best possible care for your pet when the unexpected happens.
     

  • Responsible Care
    

  In many European countries - like the UK and Sweden - insuring your pet is just as common as insuring your home or car. It’s second nature. Today, responsible pet ownership is about more than loving them - it means being able to provide the right environment, stimulation, lifestyle, exercise and activity levels, nutrition and health care for your pet.
  

  • Financing Your Pet’s Health

    Visit petPals! The specialist pet insurance provider for cats and dogs.

  We all have the best intentions when it comes to saving money for emergencies, however it seems like something always comes up and we’re back to square one.
  Pet insurance is a way to budget and control the cost of keeping your pet healthy. You’ll always know your monthly costs so you won’t be caught unprepared in the case of an emergency. You’ll be free to provide your pet with your love and attention in times of need.
  

  • Avoiding Difficult Decisions

  Did you know that many pets do not receive potentially life-saving treatments because the cost is too great for the owners to bear?
  Pet insurance allows you to provide your pet with the best possible care. Decisions regarding treatment are no longer complicated by financial restrictions. Treatments that may otherwise be unattainable can be provided without a second thought. Your primary concern becomes the health of your pet, not the cost of care.
  

  • Planning for the Future
    

  When you insure your pets before they develop health problems, you are completely covered if they develop anything in the future.
  With Pet Insurance, your pets will be covered for any conditions that do not exist before enrolling or that arise after the waiting period.
  

  • Protection from the Unexpected
    

  When people choose their dog or cat, they often plan for how compatible that species or breed will be with their lifestyle.
  However, few people budget for the common illnesses and medical problems associated with their pet’s type or breed, or for the additional accidents or mishaps that occur over the course of an average pet’s life; things like ear infections, fights with other pets and swallowing foreign objects.
  Pet insurance is your way of preparing for the costs of these unexpected occurrences, so you can go on with your life as quickly and easily as possible.
   
   

Add comment May 28th, 2006